The Social Security decisions spouses make when they are in their 60’s will determine the amount of total income they receive over their lifetime-including the lifetime of the spouse who lives the longest. This class will cover some little-known rules that can help married couples get more out of the Social Security System.

The class will cover:

• How much Social Security you and your spouse stand to receive over your joint lifetime. Rules and guidelines for when spouses should apply for benefits.
• How the decision you make in your 60’s can determine the amount of income you and your surviving spouse will have in your 80’s and 90’s.
• How spouses with little or no prior earnings can take advantage of social security benefits.
• How a little-known rule passed in the 2000’s has opened the door for creative spousal strategies.
• The number one most important thing all higher earning spouses should do.
• Two key things you need to know about Social Security survivor benefits.
• How remarriage affects survivor benefits from a former spouse.
• How to avoid mistakes at your Social Security Office