The social Security decisions spouses make when they are in their 60’s will determine the amount of total income They receive over their lifetime-including the lifetime of the spouse who lives the longest. This workshop will cover some little known rules that can help married couples get more out of the Social Security system.

The class will cover:

• How much Social Security you and your spouse stand to receive over your joint lifetime
• Rules and guidelines for when spouses should apply for benefits
• How the decision you make in your 60’s can determine the amount of income you and your surviving spouse will have in your 80’s and 90’s
• How spouses with little or no prior earnings can take advantage of social security benefits
• How a little-known rule passed in the 2000’s has opened the door for create spousal strategies
• The number one most important thing all higher earning spouses should do
• Two key things you need to know about Social Security survivor benefits
• How remarriage affects survivor benefits from a former spouse
• How to avoid mistakes at your Social Security office