What You Need To Know to Maximize Retirement Income

Baby Boomers are asking…

• When should I apply for Social Security?
• How can I maximize my benefits?
• At this class you will learn important rules and strategies for collecting your retirement benefits.

Learn the rules for…

• How your benefit will be affected by the age at which you apply

• How cost-of-living-adjustments, or COLAs, affect benefits

• How spousal benefits work

• How survivor benefits work

• How divorced-spouse benefits work

• How working affects benefits

• How benefits affect taxes

• What to do if you have other income from pensions or IRAs

In this class you will learn...

• 5 factors to consider when deciding to apply for benefits

• When it makes sense to delay benefits—and when it does not

• Innovative strategies for coordinating benefits with your spouse

• How to coordinate Social Security with your other forms of retirement income

• The decisions you make today can have a tremendous bearing on the total amount of benefits you stand to receive over your lifetime.